Career Opportunities

The Michigan Property & Casualty Guaranty Association (“MPCGA”) is an unincorporated association of all property and casualty insurers authorized to transact insurance in Michigan. The MPCGA was created by an act of the Michigan Legislature, ‘MCL 500.7901’ et seq., in order to protect the public against financial losses to policy holder and claimants as a result of property and casualty insurance company insolvencies. When a member insurer becomes insolvent, MPCGA has a duty to pay certain obligations of the insolvent insurer that come within the Act’s definition of covered claims. MPCGA does not handle claims arising out of life or disability insurance or annuity contracts.

MPCGA is looking for a Full-Time Claims Adjuster possessing Workers Compensation experience with multi-line experience preferred. We are seeking a candidate with primarily strong Workers’ Compensation (WC) claims background as well as experience with personal/commercial auto PIP/liability claims handled in the state of MI. The ideal candidate would possess a MI adjuster license.

The Job Duties and Qualifications:

7+ years of claims adjusting experience in the Workers’ Compensation field or combined with PIP/Liability experience.

Bachelor’s Degree preferred in a business-related field.

Ensures claims presented are handled appropriately by reviewing all necessary records, laws and information to provide appropriate coverage available within the policy while applying any applicable limits of coverage outlined in the policy or statutes. Ensures claims investigation and processing are conducted under the organization’s best practice procedures and guidelines including subrogation and recovery efforts. Coverage determination including settlement, or authorization of payments to more complex claims based on investigation. Handles and resolves claims according to type of insurance, including corresponding with claimant and/or counsel, review of medical records, retention of expert witnesses and determining the ultimate exposure of each claim. Provides direction on litigated matters. Ensures claims investigation and processing are conducted under the organization’s best practice procedures and guidelines including subrogation and recovery efforts.

Computer Skills

Proficient in using Microsoft products such as Word, Excel, Outlook and MS Teams. Having some knowledge in utilizing claims systems. The candidate will work from the office and potentially at home (after training). The ideal candidate must be proficient at current role in order to work from home including having online capabilities.

Certificates, Licenses, Registrations:

Our Adjusters are required to be licensed in the State of Michigan to perform the job functions and MPCGA will assist and pay for the license including renewal each year.  If the candidate does not have an adjuster’s license in the State of Michigan, the candidate must obtain the license within the first 6 months of employment as conditional for continued employment. Designations of CPCU and AIC are desired but not required.

Benefits:

We offer a competitive salary matching experience, 401(k) match, 401(k) enhancement potential, health, dental, vision, vacation, holidays, sick leave, service recognition, bereavement, education assistance, life insurance and short-term disability.

Qualified and interested candidates for consideration, complete the online application and/or submit your resume, salary requirements, cover page with your experiences or qualifications, and why you are interested in the position. If considered for the position, a background check may be completed, and references will be requested.

Send to:

HR- Claims Department

PO BOX 531266

Livonia, MI 48153-1266

MPCGA is an equal employment opportunity organization.